While I'm not affiliated with R29, I thought it would be fun to take that idea and share a week in my life and how I spend money. Since this was a rest week after my half marathon, I thought it would be the perfect opportunity to recap my week in money rather than workouts.
Just to preface this post- if you're offended by money talk or don't want to hear about this subject, I would suggest skipping this post. I'll be sharing some real life numbers, even talking about my income! In keeping with the theme of the real Money Diaries, here is a snapshot of me:
Occupation: Product Manager
Location: Pittsburgh, PA
Paycheck Amount (2x a month): Approximately $570 after taxes, insurance, transportation, 401(k), health savings account. This is the amount that goes to my personal checking account- the majority of my paycheck goes to the joint account I share with Dan to pay all of our bills.
# of roommates: 1 (Dan) + Selma
7:00 - We got in really late from Vancouver (around 2AM) so I worked from home. Somehow I still woke up early(ish) and got a coffee immediately! I also finish up some fruit that we had from last week before it goes bad.
11:00 - Really slow day at work. I have a small team (about 10 people) and almost everyone is on vacation. I have the Olympics on in the background all day and catch up on emails and some other work. I'm really hungry so I make some pasta with fresh basil, caramelized onions, and chicken-less tenders.
4:00 - Dan had the day off work and I log off a little early since no one else is on. We head to Trader Joe's to pick up groceries for the week (I shared my haul on Snapchat!) ($95 from joint account)
5:00 - I do some meal prep for the week, and snack on some hummus and veggie crackers that we got at the store. For dinner we're having burrito bowls- my favorite! I also have some white wine.
Daily total - $95 (joint account)
11:00 - Get out of a 3-hour long meeting and I'm so hungry! I brought a side salad with my lunch so I eat that and have some water.
12:00 - Lunchtime yoga! It was great doing this right after my race so I could stretch out all of my muscles. To treat myself for going to the class and finishing another half marathon, I stop at Starbucks on the way back to the office and get a cold brew with coconut milk ($4.33)
1:00 - Eat the rest of my lunch- leftover pasta from yesterday.
4:30 - Take the bus home. Dan drops me off downtown on his way to work, and I take the bus home. My employer lets us buy bus passes from our pre-tax income, which ends up saving about $200 annually. I would check if your work does this too! ($3.75)
6:00 - For dinner, I make homemade pizza. Dan and I both love Trader Joe's pizza crust, so I just add on some sauce and load it up with veggies. On Dan's, I add spinach, onions, black olives, peppers, and vegan mozzarella. I tried to do a rainbow pizza with tomatoes, peppers, olives, onions and spinach, but my crust was just a bit too thick. It still tasted great! I also tried out a recipe I saw in a magazine for zucchini chips. They were SO good!
Daily total - $8.08
6:45 - I got to work a bit late and forgot to make coffee. I have some k-cups at my desk in case of emergency, so I made one of those. Luckily, I did remember to grab my overnight oats (same as yesterday) though!
11:00 - Lunchtime! Today I had a burrito bowl, black bean salad, grape leaves and some pickles. Odd combination, but I like having small portions of different foods so I can spread out lunch over a few hours.
1:00 - I have a long meeting at work, and one of my co-workers offers to get me a drink from Starbucks. I bought her one a few weeks ago so she was repaying me. I ended up getting my favorite tea- Youthberry tea with simple syrup. ($2.94..did not pay)
5:00 - Finally leave work! Take the bus home ($3.75). I have the worst luck and it's an absolute downpour. I really liked my outfit for the day and was planning on getting a picture of it when I got home, but it's soaked through!
6:00 - Get home, immediately change into pajamas (feels so good) and make a decaf almond milk latte. I needed a hot drink and this tasted great! I still can't believe how good the drinks are that come out of the Nespresso, which is why I hardly ever go to coffee shops anymore.
6:30 - I had some leftover veggie burgers in the freezer that I made a while ago, so for dinner I thawed those out, topped them with Trader Joe's mango jicama slaw on a pretzel bun, and served it with more black bean salad.
Daily total - $3.75 (+ $2.94 from coworker)
6:30 - Got to work with my coffee. Last night I was too lazy to make breakfast, so I just grabbed a banana and granola bar on my way out. Not exactly satisfying, but better than nothing!
10:00 - I got an email about a deal at Noodles and Co (25% off online orders). This is perfect because I was also too lazy to make lunch today, so I put in my order. I love Noodles because it's so cheap and the food is delicious! I ordered a small Japanese Pan Noodles, Veggie Med sandwich without feta cheese, and a side of Thai curry soup. All of that ended up being less than $10 after the coupon! ($9.21)
11:30 - Pick up my order. It's SO good! All of our managers were out for 2017 planning meetings, so my day was pretty free. I turn on the women's volleyball match while I eat, and it ends up being a really intense 5-setter. Unfortunately we end up losing....wah!
4:30 - I switched jobs a few months ago, but still keep in touch with my old group. We worked together for 3 1/2 years, so they're like family to me! We met up for a happy hour at a local wine bar, and I end up getting two glasses of wine and some appetizers. I loved the wine so much that I ended up buying a bottle to take home (it was a house blend that tasted like an oaky Chardonnay....my favorite!). I leave around 6:30 in time to catch the final bus. ($63.75)
7:00 - Dan picks me up at my bus stop and we go to Market District to pick up six packs. I have plans on Saturday and have to pick up beer! I was so excited to see fall beers because that's my favorite type of seasonal beer, so I got a Sam Adams Fall Variety. ($20)
7:15 - I'm really hungry, tired, and don't feel like cooking at all, so I convince Dan to go to Double Wide Grill for dinner. They have an amazing vegan menu and I've only been there once years ago, so I've been wanting to go! I end up getting a veg-gyro which was amazing, and Dan got Seitan "wings". They were both so good! We didn't order drinks, so our bill ended up being pretty reasonable! ($20 from joint account)
Daily total - $92.96 (+ $20 from joint account)
6:30 - You already know my morning drill by now...get to work and drink coffee! For breakfast, I had some salad. Some days I just don't feel like eating breakfast food, so I'll eat something normal!
1:00 - This week was Restaurant Week in Pittsburgh, which means that a ton of local restaurants have special menus or deals for the week. My new team has a tradition of going to The Capital Grille every year. This is a really fancy restaurant, and their average lunch entree is around $25. For Restaurant Week, they have a three course lunch for $16.16. Not bad! Unfortunately, since they're a steak house none of their options were vegan, but I didn't want to miss out on a team event and went anyway. My favorite part of the meal was dessert, which was a flourless chocolate cake! ($20)
4:30 - I head home on the bus and grab some leftovers at home to eat quickly. ($3.75)
6:00 - Dan and I head over to Chelsea's with the Sam Adams we picked up. She also had a bunch of food and we played Cards Against Humanity!
Daily total - $ 23.75
8:00 - It's been such a long time since I slept in, and it felt so good! I started my morning with some espresso and some sauteed veggies with roasted potatoes. I also turned on the Olympics and chilled out!
2:00 - Dan and I spent the morning doing some projects around the house (including installing an indoor herb garden!) so at this point I'm starving. I tried out a recipe for tofu lettuce wraps and they were amazing. Dan liked them so much that he requested them again!
7:00 - I did a lot of cleaning, so I thought it was the perfect opportunity to relax for the rest of the night. For dinner, I made Alexa's Roasted Broccoli with Quinoa Salad (so good!) along with the rest of the black bean salad in the fridge.
Daily total - $0!
9:00 - Today is my last day of my week of rest, so I slept in again! When I finally woke up, I turned on the men's marathon. I also made coffee as usual, and just had a banana for breakfast. Some mornings I just don't have an appetite!
11:00 - I'm being really lazy today, but finally get going for the day. I make up a weekly meal plan and head to the store with Dan to pick up groceries. ($65 from joint account)
12:00 - Now I'm in super productive mode, and spend the next 4 hours food prepping for the week and cleaning the house. I have on Bachelor in Paradise and the Olympics on in the background, so it's not too bad! For the week, I made a ton of roasted veggies, PF Chang tofu wraps for Dan, black bean burgers, soba noodle salad, zucchini chips, salsa, and a nectarine crisp for tonight's dinner. I'm snacking the whole time too (just for quality control ;)
5:00 - It's our monthly vegan dinner, so a few friends come by! We have a ton of great food, and end up opening the wine I got on Thursday. Everyone loved it!
Daily total - $65 (joint account)
Weekly total - $128.54 from my account, $180 from joint account.
There you have it! This week was definitely more social than most weeks for me, so I ended up spending more than usual. It was a lot of fun time with friends though, so I don't regret it at all! My philosophy is to save money 80% of the time, so 20% of the time I can have fun and not worry about paying the bills.
What do you spend money on most weeks?
Do you budget?
What's your spending philosophy?
linking up with Amanda
linking up with Amanda